WNS (Holdings) Limited (NYSE: WNS), is a leading Business Process Management (BPM) company. We combine our deep industry knowledge with technology and analytics expertise to co-create innovative, digital-led transformational solutions with clients across 10 industries. We enable businesses in Travel, Insurance, Banking and Financial Services, Manufacturing, Retail and Consumer Packaged Goods, Shipping and Logistics, Healthcare, and Utilities to re-imagine their digital future and transform their outcomes with operational excellence.We deliver an entire spectrum of BPM services in finance and accounting, procurement, customer interaction services and human resources leveraging collaborative models that are tailored to address the unique business challenges of each client. We co-create and execute the future vision of 400+ clients with the help of our 44,000+ employees.

Manage a portfolio (30-35 clients) of Global corporates and undertake objective detailed due diligence of borrowers in “Commercial and Industrial” industry.Preparing high quality risk analysis of large global counterparties by evaluating their creditworthiness on multiple parameters, including the assignment of internal customer risk rating and covering detailed analysis of business profile, industry, management and financials, recommending appropriate limits (funded, non-funded, hedging and settlement), and negotiating / reviewing legal terms and conditions.Conduct on-going Portfolio Monitoring to facilitate decision making through Financial Modelling, Coverage Reports, Covenant Analysis, Forecast and Report writing.To analyse the balance sheet, income statement and cash flow statements of counterparties, including the operating trends, capital structure, liquidity, leverage, covenants, debt service capacity and overall credit risk for conclusion and recommendation.Evaluating / negotiating various loan / legal agreements such as Term Sheet, Credit Agreements to assess loan structure and accordingly propose credit terms and conditions.Working on assigning the Risk rating of PD and LGD to the Borrower, and writing the detailed risk rating rationale justifying the rating.Monitoring and contributing towards industry and group level concentration riskParticipate in corporate and lenders call.Profile RequiredShould have a background in underwriting of working capital loans, term loans for middle market borrowers.Good understanding of “Commercial and Industrial” sector.Experienced in annual renewal of limits and borrower ratings as per the Bank’s credit processes and procedures. Ability to collaborate with various stakeholders (Relationship Managers, Product teams and Credit Officers / Approvers).Should have strong financial analytical skills and basic understanding of accounting (local GAAP and IFRS), legal, and regulatory issues governing relevant sectors.Good understanding of financial covenants, guarantor, and collateral.Strong writing skills with respect to assessing and summarizing the financial transactions (credit requests, covenant waivers, etc.) and making a recommendation.Should be able to perform covenant checks and periodic monitoring reports.Ability to take ownership and follow up on the work assigned. Proficiency in MS Word, MS Excel, MS PowerPointBasic understanding of credit platforms like nCino, MRA, Credit Lens, LoanIQ, William Stucky.Audit management - Internal, External including regulatory inspections

Qualifications:Postgraduate/ MBA/CA/CFA/Cost AccountantAdditional Information Will be accountable for regular deliverablesResponsible for delivering 100% quality to the client.Be able to maintain productivity, quality and meet short/strict deadlines.Ability to work under high pressure and for long hours.Possess strong work ethics and have positive attitude.